Home Insurance

Expert advice you can trust

Tailored Home Insurance to Suit Your Needs

Your home is likely to be one of the most valuable assets you’ll ever own – so making sure it’s properly protected is essential. At Specialist Insurance Solutions Ltd, we understand that every property is different – from terraced houses and bungalows to cottages and new builds – which is why we offer tailored home insurance policies designed to safeguard your home, belongings, and peace of mind. Whether you’re insuring your main residence or a second home, we take the time to understand your needs and source the most suitable cover for your circumstances.

What's Typically Covered?

At Specialist Insurance Solutions Ltd, our home insurance policies typically cover accidental damage, fire, flood and storm damage, theft and vandalism, alternative accommodation if your home becomes uninhabitable, public liability protection, and personal possessions cover both at home and away from home.

  • Accidental damage
  • Fire, flood, and storm damage
  • Theft and vandalism
  • Alternative accommodation (if your home becomes uninhabitable)
  • Public liability cover
  • Personal possessions away from home

Products and services available

Landlord Insurance

We have access to multiple markets to assist us with providing the correct cover for each individual scenario.

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Holiday Homes

Our insurer partners can provide cover for UK holiday homes and larger properties used as a holiday home in most European countries and around the world.

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Unoccupied Property

Typically, when properties are left unoccupied for more than 30 days, insurers must be notified or a specific insurance policy should be arranged from the outset. Whether unoccupied pending sale, following a bereavement or for refurbishment we provide policies suitable in every instance.

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Non-Standard Property Construction

Properties constructed with materials other than brick, tile, slate are likely to fall into this category. We have solutions for pre-fabricated properties and those with timber frames, steel frames, flat roofs of more than 25% of the roof area, live roofs and properties with a history of subsidence to name a few.

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Private Clients

We understand that every individual has unique financial goals and aspirations. Whether you’re planning for retirement, protecting your family’s future, investing for growth, or managing your wealth, we provide personalised advice and tailored financial solutions designed to give you confidence and long-term peace of mind.

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Commercial Clients

From start-ups and growing enterprises to established organisations, we provide strategic financial advice and bespoke business solutions to help your company thrive. Whether you’re looking to protect your business, support your employees, or plan for future growth, our experienced advisers work alongside you to deliver practical, effective solutions.

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We can help you

Get In Touch For Expert Property Insurance Advice

Specialist Insurance Solutions Ltd is authorised and regulated by the Financial Conduct Authority and our reference number is 305502. These details may be checked on the FCA’s register by visiting the FCA website or by contacting the FCA

Frequently Asked Questions

What does your home insurance typically cover?

Our home insurance policies typically cover accidental damage, fire, flood and storm damage, theft and vandalism, alternative accommodation if your home becomes uninhabitable, public liability, and personal possessions both at home and away from home. We tailor the cover to your property and circumstances.

We arrange cover for all kinds of homes – from terraced houses, bungalows and cottages to new builds, whatever the value or style. Whether price or quality of cover is your priority, we’ll discuss your needs and arrange a policy to suit.

Yes. We can arrange cover for both your main residence and a second home, taking into account how each property is used.

It can. Personal possessions cover can be extended to protect items such as jewellery, gadgets and other valuables when you take them away from the home, as well as while they are inside it.

Every property is different, and an online quote assumes yours is standard. As a broker we take time to understand your home and your priorities, then source the most suitable cover – with personal advice and support if you ever need to claim.

Call 023 8073 6266, email info@sis-ltd.co.uk or use our contact form, and we’ll arrange tailored home insurance for your property.