Specialist Insurance Solutions Ltd

Expert advice you can trust

Who Are Specialist Insurance Solutions LTD?

Originally established to support the financial sector, we developed a fast and efficient service that allowed clients to obtain quotes, cover, and documentation precisely when needed. As regulation became more prominent in the mid-2000s, we successfully applied for and were granted FCA permissions, enabling us to continue offering insurance products to the market. As the landscape evolved and more homeowners began acquiring second properties to let, we assisted new landlords in selecting the appropriate cover for their ventures. By 2010, there was growing demand for insurance tailored to non-standard properties, including unoccupied and holiday homes—an area in which we already had the right products to meet these changing needs. Now celebrating over 20 years in business, we pride ourselves on our knowledgeable team and commitment to delivering traditional customer service with a personal touch. We look forward to hearing from you.

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Competitively Priced Insurance

Specialist Insurance Solutions Ltd was established in 1999 to provide a specialist insurance service, primarily to the financial services community.

The early success and phenomenal growth of the company enabled the facility to be further developed and enhanced so that today we are able to offer competitively priced comprehensive household insurance to the retail market.

Independent Brokers

Specialist Insurance Solutions Ltd is an independent broker and we act on behalf of a variety of leading providers in the administration of our household policies. We act under delegated authority passed to us from the underwriters and are able to bind, issue cover within delegated parameters.

Products and services available

Home Insurance

Properties that are a main home whatever the value or style, we will have a solution. Whether price or quality of cover the priority, we will discuss with you your needs and arrange a policy to suit.

Landlord Insurance

We have access to multiple markets to assist us with providing the correct cover for each individual scenario.

Holiday Homes

Our insurer partners can provide cover for UK holiday homes and larger properties used as a holiday home in most European countries and around the world.

Unoccupied Property

Typically, when properties are left unoccupied for more than 30 days, insurers must be notified or a specific insurance policy should be arranged from the outset. Whether unoccupied pending sale, following a bereavement or for refurbishment we provide policies suitable in every instance.

Non-Standard Property Construction

Properties constructed with materials other than brick, tile, slate are likely to fall into this category. We have solutions for pre-fabricated properties and those with timber frames, steel frames, flat roofs of more than 25% of the roof area, live roofs and properties with a history of subsidence to name a few.

Private Clients

We understand that every individual has unique financial goals and aspirations. Whether you’re planning for retirement, protecting your family’s future, investing for growth, or managing your wealth, we provide personalised advice and tailored financial solutions designed to give you confidence and long-term peace of mind.

Commercial Clients

From start-ups and growing enterprises to established organisations, we provide strategic financial advice and bespoke business solutions to help your company thrive. Whether you’re looking to protect your business, support your employees, or plan for future growth, our experienced advisers work alongside you to deliver practical, effective solutions.

We can help you

Get in touch with us

Specialist Insurance Solutions Ltd is authorised and regulated by the Financial Conduct Authority and our reference number is 305502. These details may be checked on the FCA’s register by visiting the FCA website or by contacting the FCA